Get a fresh start in 2003!
Finding yourself in debt is both frightening and overwhelming. If you are overspent, you need to make changes fast.
When you're sick, you seek out a doctor to help you get healthy again. But what if your disease is debt? It may be time for a session with a certified "money therapist.”
Even if you've found yourself "in the hole" in the past, you can certainly change the future. Arm yourself with the tools you need to prevent credit card debt in the days to come.
Your credit rating is a measure of your credit -worthiness, your reputation for paying back money. A bad credit rating will prevent you from buying a car, getting a mortgage, or taking a vacation.
No matter what kind of a customer you are, companies are becoming more and more creative in finding ways to make money off of you. Thus, it is more important than ever to master the rules of the game.
Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and loans .
If the word "budget" makes you groan, think of it not as some nasty chore or a way to deprive yourself but as spring-cleaning. One good financial cleaning and you may have your money life in order for years to come.