Andrew Johnson is a Communications Manager at GreenPath Debt Solutions, a local non-profit credit counseling resource for consumers. He joins Fox 2's Murray Feldman for this week's Monday Monday segment to explain how his ID was stolen after using a credit card online.
Play the video interview to learn from his mistakes and use the resources provided by GreenPath Debt Solutions.
Get a free credit report:
Three bureaus that participate in th
What to look for on your credit report:
Correct name, address, social security card number
Credit accounts opened. (These can include credit card accounts, car loans, DTE bill, etc, so look carefully)
Tips for online shopping this season to protect against ID theft:
- Always initiate the transaction yourself. (Do not open a store's website through an email you received. It could be a phishing email looking for credit card information. Physically type in the web address of the outlet. Once there, look around carefully and make sure it is the actual website.)
- When entering credit card information as part of transaction, make sure the web address starts with a secure extension, shown as https://.
- If you shop online in a public location, like at a library, make absolutely sure that you log out when you are finished with a shopping session. Click on the back button to make sure that your information is not still there. Close any stray windows open on the computer screen. If you print a receipt, remember to take it with you.
- Shopping at the coffee house? Use their approved, secure wi-fi server. Do not use an unfamiliar, unsecured wi-fi server in public.
- Use your credit card wisely when shopping online. The added convenience of shopping from your couch might cause you to drop your guard and spend beyond your budget. Make a budget for your shopping and stick to it.
- Put any printed online receipts in a safe place.